Why Texas Insurance Jobs Require Licensed, Insured Solar Contractors
Homeowners across Texas face extreme weather: hail, high heat, wind storms, tropical systems, sudden freezes—you name it. And as a result, insurance roof claims are extremely common in Texas. But when a home has solar panels, the repair process becomes more complex than simply replacing shingles.
Yet we still see insurance adjusters, roofers, and even homeowners try to remove and reinstall solar panels using general laborers, handymen, or roofing crews who are not qualified or certified to work on electrical solar systems.
This is a costly mistake.
At The Light Group USA, we work directly with insurance companies, roofers, and homeowners to safely remove and reinstall solar panels for roofing and storm repairs. As a Texas-based solar service company—not just an installer—we’ve seen firsthand what happens when panels are handled improperly:
Voided system warranties
Damaged panels and wiring
Reduced system performance
Roof leaks due to improper re-mounting
Insurance claims denied due to unlicensed work
This article explains why Texas insurance claims involving solar panels require a licensed, insured solar contractor, and how to avoid the expensive risks of letting the wrong company touch your system.
1. Solar Systems Are Electrical Systems — Not Just “Roof Attachments”
Roofers are experts in shingles, decking, flashing, and waterproofing. But solar panels are part of your home’s electrical infrastructure, tied into:
Breakers
Inverters
Conduits
Wiring harnesses
Energy monitoring systems
Improper handling can lead to severe electrical hazards and long-term performance loss.
This is why homeowners who invested in Residential Solar Panel Installation or Commercial Solar Panel Installation must ensure that any service work is performed by a licensed solar contractor, not a general tradesperson.
2. Insurance Companies Require Licensed Work to Maintain Coverage
Most Texas home insurance policies include specific language:
“Any repair or replacement must be performed by a licensed contractor qualified in that trade.”
If an unlicensed contractor removes or reinstalls panels, the insurance company can legally deny coverage, even if the damage was originally storm-related.
This doesn't only apply to panel handling itself — it applies to the electrical reconnection of the system to your home’s service panel.
At The Light Group, we routinely work directly with adjusters to ensure that service, documentation, and reporting meet insurer standards.
3. Unlicensed Solar Removal Can Void Panel and Inverter Warranties
Solar warranties are strict. Manufacturers require certified technicians to handle:
Panel disconnection
Inverter shutdown procedures
Microinverter array communication
Mounting system removal and refitting
DIY removal or uncertified labor not only risks damage—it can permanently void warranty coverage.
This is where our Residential Solar Repair & Maintenance team protects homeowners. We ensure warranty compliance, documentation, and system testing after reinstallation.
4. Incorrect Reinstallation Can Damage Roofs Long After the Claim
Many homeowners assume that once the roof is replaced, everything is safe. But improperly sealed mounting penetrations can cause:
Slow leaks
Attic moisture buildup
Rotting roof decking
Mold
Structural damage
These issues often appear months or years later—long after the roofer’s labor warranty ends.
Professional Removal & Reinstallation of Solar Panels ensures mounting points are properly flashed, sealed, and torque-calibrated before the panels go back on the roof.
5. Homes With Battery Systems Require Even More Specialized Care
If your home includes Energy Storage (batteries), improper shutdowns and cable handling can lead to:
Battery communication failure
Backup power system shutdown
Controller firmware reset issues
Battery overheating or failure
Batteries require licensed electricians trained in solar integration, not roofers or general electricians.
6. Reinstallation Is an Opportunity to Re-Optimize System Performance
Most homeowners don’t realize how much power they lose due to:
Dirty panels
Misaligned arrays
Shade creep
Loose wiring
Aging sealants
When we reinstall a system, we perform a full system performance audit — including optimizing Residential Energy Efficiency across the home.
That means your system doesn’t just go back up — it comes back better than before.
Why Roofers Partner With The Light Group USA
Many roofing companies now require a solar service partner because:
It protects the homeowner from denied claims
It protects the roofer from liability
It ensures the solar system is safely restored
It prevents callbacks, leaks, and service complaints
We regularly coordinate:
Insurance adjuster documentation
Panel removal & storage
Roof replacement
Panel reinstallation
System performance verification
Final reporting & warranty compliance
This protects every party involved.
The Bottom Line for Texas Homeowners
If a storm, hail event, or roof issue requires panel removal:
Do NOT allow the roofing crew to remove the panels.
Do NOT allow uninsured labor to handle your electrical system.
Do NOT risk your insurance claim being denied.
Hire a licensed, insured solar service contractor who specializes in removal, reinstallation, electrical integration, and warranty protection.
That’s us.
We’ve been doing this for years in Texas — safely, correctly, and fully documented.
Need Help With an Insurance Claim?
Whether you’re a homeowner, roofer, or insurance adjuster — we can take care of the solar side completely.
We’ll protect your system.
We’ll protect your roof.
We’ll protect your claim.
Send us a message to schedule your service.
We’ll handle the hard part —
You just enjoy the savings.
